Terms & Conditions

The Terms of
Engagement.

These Terms govern your access to and use of the Cloverhouse website. By using this Website, you agree to be bound by them.

Updated • June 2026

I    Introduction

These Terms of Use (“Terms”) govern your access to and use of the Cloverhouse website (“the Website”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you should not use the Website.

II    Use of the Website

You agree to use this Website:

  • For lawful purposes only
  • In a manner that does not infringe the rights of others
  • Without attempting to interfere with the operation or security of the Website

By using this Website, you confirm that you are over the age of 18 and legally capable of entering into binding agreements.

III    Nature of Information

The content provided on this Website is for general information purposes only.

While care is taken to ensure accuracy, Cloverhouse makes no representations or guarantees regarding the completeness, reliability, or accuracy of any information.

Nothing on this Website constitutes professional advice or creates a client relationship.

III    Privacy and Data Protection

Your use of this Website is subject to our Privacy Policy.

We handle personal information in accordance with the Protection of Personal Information Act, No. 4 of 2013 (POPIA) and applicable laws.

V    Intellectual Property

All content on this Website — including text, branding, logos, design, and materials — is the property of Cloverhouse.

You may not reproduce, distribute, modify, or use any content without prior written consent.

VI    External Links

This Website may include links to third-party websites for convenience.

Cloverhouse does not control or endorse these websites and accepts no responsibility for their content or use.

VII    Limitation of Liability

Use of this Website is at your own risk.

Cloverhouse shall not be liable for any loss, damage, or expense arising from:

  • Your use of, or inability to use, the Website
  • Reliance on any information contained on the Website
  • Any errors, omissions, or interruptions in the Website

VIII    Indemnity

You agree to indemnify and hold Cloverhouse harmless from any claims, losses, or damages arising from your use of the Website or your breach of these Terms.

    IX    Changes to These Terms

    Cloverhouse reserves the right to amend these Terms at any time.

    Updated versions will be published on this page. Continued use of the Website constitutes acceptance of any changes.

    X    Governing Law

    These Terms are governed by the laws of the Republic of South Africa.

    Any disputes arising in connection with these Terms shall be subject to the jurisdiction of South African courts.